Guides

• MTD exemptions and who is NOT in scope

  Who doesn't need to follow Making Tax Digital for Income Tax yet: income thresholds, specific exemptions, and what to do if you're unsure.

• How to sign up for MTD for Income Tax

  A step-by-step walkthrough of signing up for Making Tax Digital for Income Tax, from checking you're in scope to your first quarterly update.

• Cheapest MTD software options compared

  A plain comparison of budget Making Tax Digital options for Income Tax: bridging tools, full accounting software, and where Simple MTD fits.

• MTD for self-employed couriers

  How Making Tax Digital for Income Tax applies to self-employed couriers and delivery drivers, and how to categorise typical courier expenses.

• MTD categories explained: SA105 property expenses

  How everyday landlord costs (repairs, insurance, agent fees) map to the SA105 property income categories HMRC expects in your MTD updates.

• What happens if I miss an MTD quarterly update?

  How HMRC's penalty points system works for late MTD quarterly updates, and what the first-year 'soft landing' actually means in practice.

• MTD for landlords with one property

  Making Tax Digital for Income Tax applies based on your income, not how many properties you own. Here's what it means for a single-property landlord.

• MTD with jointly-owned property: how it works

  How Making Tax Digital for Income Tax works when you own a rental property jointly: who reports what, and whether both owners need separate software.

• Do I need MTD software if I use a spreadsheet?

  Yes, but you may not need to abandon your spreadsheet. Bridging software connects it to HMRC. Here's how bridging works and when it's not enough.

• MTD quarterly update deadlines 2026/27

  The four MTD quarterly update deadlines for the 2026/27 tax year, in one table, with a free calculator for your own dates.

• MTD for landlords: complete 2026/27 guide

  Everything landlords need for the first year of Making Tax Digital for Income Tax: who's affected from April 2026, what changes, and key dates.

• What is Making Tax Digital for Income Tax?

  Making Tax Digital for Income Tax means keeping digital records and sending HMRC a quarterly update instead of one big tax return.